Services Provided

4 Point Inspection

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A 4-Point Inspection is a specialized evaluation often required by insurance carriers to verify the safety and integrity of a home's four primary systems: the HVAC (heating, ventilation, and air conditioning), electrical wiring and panels, plumbing connections, and the roof. This inspection is particularly critical in South Florida for homes over 20-30 years old to ensure these components are in good working condition and free of hazards. At Home Inspections of SoFlo, our certified inspectors provide detailed, insurance-ready reports that document the age and condition of your systems, helping you satisfy underwriting requirements and secure a new homeowners insurance policy with confidence.

At Home Inspections of SoFlo, we go beyond the basics to identify high-risk components that could lead to insurance denials or safety hazards. During your 4-point inspection, our experts specifically look for outdated electrical panels, such as Federal Pacific (FPE) or Zinsco breakers, which are notorious fire risks. We also check for polybutylene plumbing or galvanized pipes, which are prone to leaks and often rejected by major Florida insurance carriers. By catching these "red flag" items early, we help you understand exactly what repairs are needed to pass underwriting and ensure your home remains safe and insurable.

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Wind Mitigation Inspection                   

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A Wind Mitigation Inspection is one of the most effective ways for South Florida homeowners to significantly reduce their homeowners insurance premiums. This specialized evaluation focuses on your home's ability to withstand high-wind events and tropical storms. At Home Inspections of SoFlo, our licensed inspectors examine critical structural reinforcements mandated by the Florida Building Code, such as roof-to-wall attachments (like clips or hurricane straps), roof deck attachment (nailing patterns), and the presence of secondary water resistance. We also verify opening protection, including impact-rated windows, hurricane shutters, and reinforced garage doors.

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By documenting these hurricane-resistant features in a professional wind mitigation report, we help you qualify for mandatory insurance credits that can save you hundreds—or even thousands—of dollars annually. Whether you have a brand-new roof installation or have recently upgraded to impact glass, our thorough inspection ensures every safety feature is accounted for to maximize your savings and protect your property from Florida’s toughest weather.

Investing in a wind mitigation inspection or a 4-point report is a smart financial move that often pays for itself within the very first year. By identifying hurricane-resistant features like impact windows and roof-to-wall attachments, our reports allow you to qualify for significant insurance credits that lower your annual homeowners insurance premiums. In many cases, the hundreds of dollars saved on your policy far exceed the cost of the inspection. At Home Inspections of SoFlo, we specialize in uncovering these savings, making our professional services a high-value investment in your property's safety and your wallet.

Residential Inspection

Commerical Building Inspection

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